Business Protection

Whether you are looking to provide financial security for your business in the event of the death or illness of a shareholder/ business partner or to cover a business loan, or you just want to protect your company against losing one of your top sales people we can help put the right cover in place for you.

Shareholder/Partnership Protection will provide your business with a lump sum payment on the death or critical illness of a shareholder or business partner. This sum is based on the value of the shareholding or business interest and provides a source of funds for the business to purchase the deceased’s or critically ill members share of the business.

Agreements can also be put in place to ensure that sales and purchases are enforced avoiding a situation where your business may end up in the wrong hands.

Key Man insurance protects you and your business against the financial loss of a key worker due to ill-health or death.

This is particularly important for small to medium size businesses where employees who are crucial to the day to day running of your business and who are vital to the business’s profitability and continued financial success, can so easily be overlooked or ignored when it comes to protecting the business.

David Allen Independent Financial Consultants work with you to identify your organisations’ key personnel and put in place effective cover to mitigate the impact of temporary or permanent loss a member of staff and provide you with funds to help you with the replacement recruitment and training costs.